The Honeybee's Lifestyle

Category: LIFESTYLE

  • Digit

    Hello Honeybees,

    One influencer that moved me to action was Memphis blogger Andrea Fenise. Andrea started a series of post about her savings journey. It’s a VERY personal account of how she is saving. She shares the ups & the downs. This got me to thinking more about my saving habits & how I could make them better.

     

    One way for me to save is if I never see the money and I can’t have easy access to it. I have $50 automatically go into an account that is managed by my Ameriprise financial adviser. It’s a slow and steady way for me to build. I don’t see it & in order for me to access it I have to call him. I know if I call him he’s going to ask me all kinds of questions like; Why do I need the money? Saying I want to buy a pair of shoes or a purse is not gonna cut it. It’s his job to help me not make dumb financial decisions. He keeps me accountable and I’m okay with that.

     

     

    Another way that I’m saving is by using the Digit app. Y’all this has been a game changer for me. Digit takes money out of your linked account and puts it into a rainy day account. I also set up another account for an August trip. So it pulls money daily and puts into each account. Now I was scared to have money automatically come out of my account like this and daily at that! Whew chile the anxiety!! Remember that other $50, yeah I can’t have too many things on auto. But the beauty of this is that Digit “learns” your spending habits. It also lets you set a pause limit. So if your linked account falls below a certain amount Digit won’t transfer any money.

     

    If your account gets to a threshold that you set, Digit will transfer money from your Rainy Day account back to your linked account. Another of my things about the app is that it lets you know you balance on your linked account and it tells you why. I get a text that says MLGW cleared today for $100 and your balance is now $1,010. You also have the flexibility to move money back into your account when needed.

     

     

    I will say that having Digit is helping me to stay on my spending toes. Having a constant reminder of how & where I’m spending just what I needed.

     

    If you want to try Digit use my link for the referral. They will give you $5 for signing up. https://digit.co/r/bJBn40_g9V?ad&twb=true

     

    No this is not sponsored. Just like Andrea got me to thinking about my savings, I want you to do the same. Let’s all save, build and grow together.

     

     

    Beewisdom- Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. –James W. Frick

  • Motherly Advice

    Hello Honeybees,

    Growing up my mother always told me to buy myself something out of every paycheck. It didn’t have to be anything expensive or over the top but something. “A tube of lipstick or pair of panties” Her exact words not mine.

    Her thought process was that you deserve to reward yourself for all of the hard work you’ve put in for that paycheck. After paying your tithes and obligations you deserve something for you.

    For the most part I have listened to that advice. Unfortunately for me that reward usually comes in the form of food. Don’t judge!  I say unfortunately because I think that I would feel better if I rewarded myself with something more tangible. Say a new pair of shoes that are on sale or a makeup brush. You get the picture. I look at rewarding myself as a form of self care. It brings me joy and puts me in a good mood, thereby making me a happier person.

    I keep my paycheck rewards to under $30. I really try to stay around $20. I like the thrill of finding something that makes me happy but stays within budget. Now if I want a bigger reward I save up for it and sometimes the act of  saving can be my reward.

    No matter which way I decide to say thank you to myself for making it through I know that my mother is proud of me & smiling down from heaven saying, “She listened” Yes momma I listened and I just bought a pair of shoes on clearance at TJ Maxx for $22.

    As I was writing this post I got to thinking about some of the many lessons that my mother taught me and the advice that she gave me. So from time to time I’ll share those stories on the blog. They will live under the Growing Up Bee section. I hope you get as much out of them as I do.

    What’s your favorite piece of motherly advice?

    Happy Mother’s Day!!

    Beewisdom- A mother is a woman who shows you the light when you just see the dark. Grimaldos Robin

  • Self Love Day with Dr. Jamie

    Hello Honeybees,

    One of the ways that I practice self love is by surrounding myself with women who inspire me and lift me up. On Sunday I was fortunate enough to experience self love at its best. Dr. Jamie Hardy is the founder of The Fab Gathering, The Fab Gathering is a safe space to let down your guard and to receive support and tools to elevate your health and your life. This FAB gathering was all about self love.

    A little back story. I started following Dr. Jamie after meeting her at a blogger workshop. Shortly after our meeting she hosted a Fab Gathering at Char restaurant but I waited to late to get my ticket. That was not the case this time.

    Dr. Jamie, a pharmacist by trade, is on a mission to help women to be fit, FABulous, and fulfilled by giving their food, actions, and beliefs a makeover. She encourages women to live a healthy lifestyle without pills. Yes you read that right, a pharmacist trying to get us off the meds.

    The day began with a panel of beautiful black educated women dropping gems on everything from navigating storms to self image and of course saying NO.

    Melody Hubbard-Robinson dropped the first gem. During the introductions when most people tell who they are and what they do for a living, Melody said: “My job is….. but my purpose is….” I love that because we are more than our jobs. We all have a purpose and you are blessed if they are the same.

    Dr. Kristen Walker let us know that if self care becomes stressful then you aren’t doing it right.

    Kim Cox Esq. reminded us that you always have options. Don’t be afraid to take the chance to have joy.

    Dr. Audrey Townsel dropped on of the most important gems of all about dealing with other people. When pouring into other people make sure that they can pour back into you.

    I told you these ladies were fierce and I received every word of it.

    After the panel it was time to hydrate because Dr. Jamie knew that we were gonna need it. Twana Johnson got us up and moving. We did a “quick” 7 minutes of cardio to get our heart rate up. 30 minutes a day is all we need to get us started & to help us stay fit. Twana’s gem was “You can catch someones cold but you can’t catch good health” That my friends is on you.

    After getting our groove on we hit the mat, the yoga mat that is. My favorite yogi, Jackie O lead our practice. I am always in a calmer state of mind after yoga with Jackie.

    Dr. Jamie then talked to us about the important benefits of journaling and introduced us to her new soon to be released Self Love Kit. Head over to The Fab Gathering website for more details.

    As promised we had a healthy and delicious lunch. I was full but not stuffed. A perfect combination.

    This was the perfect way to spend part of my Sunday. I was so inspired by all of the women. I am so happy that I had the chance to experience Self Love Day with the Fab Gathering.

    Job well done Dr. Jamie.

     

    Beewisdom- If your compassion does not include yourself, it is incomplete. ~ Buddha